Mortgage loan
Everyone benefits from the best conditions. Test-Achats affiliates benefit from an additional exclusive advantage corresponding to 0.45% of the amount borrowed (provided that the related insurance contracts are complete, signed and paid, and that we have received the commission from the lending institution). Vdv Conseil will credit your bank account within 2 to 3 months of the notarized deed with half of the sum and, provided the loan has not been partially or fully repaid in advance, a quarter one year later and a quarter two years later.

Concerning the interest rate scalesome rates are negotiable, depending on borrower creditworthiness and related products (insurance, direct debit of income ....).

Outstanding Balance Death Insurance
VDV Conseil informs you and seeks out the best market conditions. Test-Achats affiliates benefit from an additional 5% discount valid for the entire duration of the contracts.

Fire and ancillary risks insurance
VDV Conseil informs you and looks for the best solutions on the market. Our role is also to help you in the event of a claim. Test-Achats members benefit from a minimum 15% discount on the product they recommend. All our customers benefit from discounts on official company rates.

Savings & Investments
VDV Conseil informs you and searches for products Branch 21, Branch 23 and investment funds,Branch 26 best suited to your profile, entry fees are always reduced (from 0.00% to 1.00%).

We are at your disposal for free, no-obligation advice, tailored to your situation and sensitivity. The information on this site is intended to help you prepare your application in a climate of trust.